Assistant Professor with over five years of teaching experience at university in Finance and Economics. She currently pursuing PhD in Finance with focus on digital finance and its adoption. Experienced in UG and PG teaching, academic mentoring, and research using quantitative techniques. her research focuses on digital financial service adoption, users financial behaviour, investment behaviour. She is committed to fostering academic excellence.
Academic Experience:
Institute: Noble University, Junagadh
Duration: (25th Aug 2020 – 30th Aug 2025)
Designation: Assistant Professor
Overview: Delivered undergraduate and postgraduate courses across Finance and Economics, supported by applied examples from digital finance and financial inclusion.
Workshops / Certification Programs
Title: Research Methodology and Publication Ethics
Date: 25–26 November and 2–3 December 2023
Venue: Online
Overview: A development programme that focussed on the understanding of various tools and methodology for research along with various publication rules and ethics that governs the research integrity.
Title: Hybrid Teaching Modalities: Education Strategies During COVID-19 and Beyond
Date: November 2020
Venue: Online
Overview: the conceptual delivery and discussion on the impact of covid 19 on overall education how teachers need to change and adopt the technology to survive in this competitive and AI verse.
Research & Publication
Paper: "A study on the relationship between perception and adoption of digital banking services with reference to working women of selected districts of Saurashtra Region”.
Journal: South Eastern European Journal of Public Health
Journal / Publication Issue:
Date: 05/12/2024
Overview: The study is focused on examining the impact of perceptions of working women about digital banking services on the adoption. What they are thinking about digital banking and how it associate with their adoption of digital banking. Various factors that affect the digital banking adoption of working women.
Paper: " Digital financial inclusion: A systematic review of literature”.
Journal: international journal for innovative research in multidisciplinary field.
Journal / Publication Issue: 56
Date: 27/12/2024
Overview: Systematic review of research related to finance and digital financial services.
Paper: " A study on perception and preference of investors towards different investment avenue with reference to Junagadh district”.
Journal: International Multidisciplinary Journal for Applied Research
